# Fairgrove Funding Group > Fairgrove Funding Group is a small-business funding broker at 715 Main St, Klamath Falls, OR 97601 (phone (541) 634-5355). It helps businesses in Klamath Falls, OR; Altamont, OR; Keno, OR; Merrill, OR; Bonanza, OR; Malin, OR; Chiloquin, OR and across Klamath County, Oregon, explore working capital, business term loans, lines of credit, equipment financing, inventory financing and merchant cash advances. Fairgrove Funding Group is a loan broker, not a lender. It passes a business funding request to funding partners, and each partner reviews it and makes its own decision. Fairgrove Funding Group is not a lender, approval is never guaranteed, and a merchant cash advance is not a loan. Fairgrove Funding Group does not arrange funding for trucking companies, freight hauling, agriculture, startups without revenue, real estate purchases, building construction loans or personal and consumer loans. Key facts: - Business type: small-business funding broker (not a lender) - Address: 715 Main St, Klamath Falls, OR 97601, United States - Phone: (541) 634-5355 - Apply: https://fairgrovefundinggroup.com/apply/ - Places: Klamath Falls, OR; Altamont, OR; Keno, OR; Merrill, OR; Bonanza, OR; Malin, OR; Chiloquin, OR and all of Klamath County, Oregon - Language: English ## Funding options - [Types of Business Loans in Klamath Falls, OR: Which One Fits Adjusting Tables, a Window-Cleaning Crew’s Wages or Card Sales](https://fairgrovefundinggroup.com/business-loans/): Term loans suit fixed-price items, lines suit costs that come and go, equipment financing ties payments to a machine, and a merchant cash advance is collected from card sales. - [Working Capital Loans in Klamath Falls, OR for the Stretch Between Payroll and Bank Deposits](https://fairgrovefundinggroup.com/business-loans/working-capital/): Working capital carries running costs such as payroll, food and supplier bills on a fixed schedule; a shorter one costs less in total, a longer one lowers each payment. - [Business Term Loans in Klamath Falls, OR: Level Payments on a Guest Shuttle Van, Shop Jacks and Soft-Serve Machines](https://fairgrovefundinggroup.com/business-loans/term-loans/): A term loan fits a fixed-price item with a long working life; payment frequency and term change the payment and the total cost. - [Business Lines of Credit in Klamath Falls, OR, Drawn Down for Tire Stock, Bedding and Compressor Repairs](https://fairgrovefundinggroup.com/business-loans/line-of-credit/): A line suits repeated, uneven costs; interest runs only on the drawn balance, and paying down frees the limit again. - [Inventory Financing in Klamath Falls, OR for Grocery Pallets, Gift-Shop Stock and Goods Bought for Resale](https://fairgrovefundinggroup.com/business-loans/inventory-financing/): Money for goods meant for resale, paid down as they sell. Supplies a business uses up itself, and equipment, belong to other funding types. - [Equipment Financing in Klamath Falls, OR for Deli Slicers, Self-Checkout Kiosks and Produce Displays](https://fairgrovefundinggroup.com/equipment-financing/): A loan, a finance agreement or a lease: each pays for a machine differently. The worked cases below are invented and computed in code. - [Merchant Cash Advances in Klamath Falls, OR: Card-Sales Funding for Grocery Stores and Motels](https://fairgrovefundinggroup.com/merchant-cash-advance/): The total to be collected is fixed at signing; card sales set the pace. None of the dollar amounts in the motel and grocery cases below is real; each is invented. ## Industries - [Business Loans by Industry in Klamath Falls, OR, Priced on Shopping Carts, a Parking-Lot Sweeper and a Steam Table](https://fairgrovefundinggroup.com/industries/): Trade notes for Klamath Falls, OR owners, grouped by the kind of cost. Every dollar amount in the cases is invented; establishment counts are Census figures for Klamath County, OR, labeled by year. - [Klamath Falls, OR Restaurant Loans for a Noodle Station, Induction Ranges and Catering-Day Wages](https://fairgrovefundinggroup.com/industries/restaurants/): A menu change is priced as equipment; a catering date is priced as a short gap between payday and the client’s payment. The examples below are invented and worked out to the cent. - [Medical Practice Loans in Klamath Falls, OR for Vital Signs Monitors, Exam-Room Laptops and a New Provider’s Salary](https://fairgrovefundinggroup.com/industries/medical-practices/): Three invented cases for a physician office: monitors over 48 months, laptops repaid in four months, and a hire funded with the payments that fall inside the wait. - [Dental Office Loans in Klamath Falls, OR for an Endodontic Motor, Apex Locator and the Monthly Lab Statement](https://fairgrovefundinggroup.com/industries/dental-practices/): An invented endodontic package priced at two terms, and an invented lab statement carried for 40 days on a credit line draw. - [Hotel Loans for Klamath Falls, OR Hotels and Motels: a Flatwork Ironer, Guest Amenity Stock and Bellman Carts](https://fairgrovefundinggroup.com/industries/hotels-and-motels/): Three invented cases for a motel or small hotel: an ironer over 60 months, amenities over six months and carts on a short draw. - [Klamath Falls, OR Financing for Contractors: Framing Nailers, a Concrete Saw and a Light Tower With Generator](https://fairgrovefundinggroup.com/industries/construction/): Two invented equipment cases for Klamath County, OR crews, one priced at two terms, plus what to write down before calling. - [Klamath Falls, OR Business Loans for Retailers: Cookware Stock, a Knife-Sharpening Machine and a Reorder](https://fairgrovefundinggroup.com/industries/retail/): Three invented cases for a Klamath County, OR store: a stock line paid down from its monthly sales, a machine on fixed payments, and one reorder priced as a draw and as an advance. - [Klamath Falls, OR Auto Repair Shop Loans for an EVAP Smoke Machine, a Nitrogen Tire Inflator and Parts Shelf Stock](https://fairgrovefundinggroup.com/industries/auto-repair/): Three invented cases for a Klamath County, OR repair shop, each priced to the cent with its own term. - [Manufacturing Equipment Financing in Klamath Falls, OR: a Tube Notcher, a Shrink Tunnel and Sheet Steel for a Contract](https://fairgrovefundinggroup.com/industries/manufacturing/): Invented cases for a small Klamath County, OR plant: two machines priced to the cent, and a material buy sized to include the payments due before the customer pays. - [Business Loans for Real Estate Agents in Klamath Falls, OR: A Vinyl Cutter, Mailers and a CRM Year](https://fairgrovefundinggroup.com/industries/real-estate-agents/): Three invented cases for a Klamath County, OR real estate office: a sign-making kit, a mailer run and a software year. - [Klamath Falls, OR Chiropractic Practice Loans for Massage Tables, a Hydrocollator and a Vibration Platform](https://fairgrovefundinggroup.com/industries/chiropractic-and-therapy-practices/): Two invented equipment cases for a Klamath County, OR chiropractic or therapy practice, one priced at two terms. - [Klamath Falls, OR Plumbing and HVAC Business Loans: a Pipe Threader, Heat Pump Stock and a Second Service Van](https://fairgrovefundinggroup.com/industries/plumbing-hvac/): Three invented cases for a Klamath County, OR plumbing or HVAC contractor: a tool over 36 months, stock on a credit line and a van over 60 months. - [Klamath Falls, OR Law Firm Loans for Document Scanners, an Office Move and Case Costs](https://fairgrovefundinggroup.com/industries/law-firms/): Three invented cases for a Klamath County, OR law office: scanners as a loan and as a lease, case costs on a credit line, and a move on a 12-month loan. ## Tools and calculators - [Working Capital and Credit Line Calculator for Klamath Falls, OR Repair Shops, Grocers and Motels](https://fairgrovefundinggroup.com/resources/working-capital-line-of-credit-calculator/): Inputs: Amount ($), Rate (annual %) and Term (months). Line draws need the by-hand method shown below. - [Small Business Worksheets and a Payment Calculator for Klamath Falls, OR Grocery Stores](https://fairgrovefundinggroup.com/resources/): Four tools for a grocery store or any Klamath Falls, OR business getting ready to call: a gap worksheet with invented figures, a statement read-through, a records list by funding type and the calculator. ## Klamath Falls, OR and nearby communities - [Business Loans in Klamath Falls, OR, From a Grocery Store’s Baler to a Lodge’s Utility Vehicle](https://fairgrovefundinggroup.com/klamath-falls-or/): Fairgrove talks one cost through by phone from its Main St office and passes the request on. Funding partners review it and make every decision on amount, rate and term. This page sets four places to ask side by side, works two invented cases and gives the office ZIP’s Census payroll. - [Business Loans Around Klamath Falls, OR, Worked Through an Auto Shop and a Limited-Service Restaurant](https://fairgrovefundinggroup.com/service-areas/): Every place on this page reaches Fairgrove by the same phone number and request page. Below are an invented auto shop case, an invented breakfast-menu case for a limited-service restaurant, and the Census figures published for each nearby place, labeled by geography. ## Company - [Small Business Loans in Klamath Falls, OR, Sized to a Supplier Payment or a Material Trailer](https://fairgrovefundinggroup.com/): Each kind of bill here has its own product among the six. Funding partners receive the request and make the call. None of the dollar figures in these motel, grocer and builder cases is real; each one is invented and recomputed in code. - [How to Get a Business Loan in Klamath Falls, OR: From a Phone Call to a Partner’s Answer](https://fairgrovefundinggroup.com/how-it-works/): One call or form, a matched funding type, a partner’s review and decision, then the owner’s choice. - [Business Loan FAQ for Klamath Falls, OR Grocery Stores, Motels and Other Small Businesses](https://fairgrovefundinggroup.com/faq/): Short answers on combined requests, credit-line upkeep, the review period and time in business. - [Fairgrove Funding Group Links Klamath Falls, OR Home Builders and Limited-Service Restaurants to Funding Partners](https://fairgrovefundinggroup.com/about/): Fairgrove Funding Group hears the cost out on a call, then hands the request to funding partners; the decision is each partner’s. Owners can also put the same question to a bank, a credit union or the dealer selling the equipment. Any amount, rate and term come from the partner, in writing. - [Speak With Fairgrove Funding Group About a Klamath Falls, OR Funding Need](https://fairgrovefundinggroup.com/contact/): Phone (541) 634-5355 to talk a funding need through; the request page is the other way in. Before signing with any lender, ask for the total of all payments, the payment schedule, the early-payoff terms and what secures the loan. - [Share Your Klamath Falls, OR Funding Need Through Fairgrove Funding Group](https://fairgrovefundinggroup.com/apply/): The form records contact details and three ranges, plus consent. Funding partners review requests and may ask for statements, a tax return or a supplier order, and each partner decides on its own. The checklist further down sets out what to settle first. - [What Fairgrove Funding Group Does With a Request: Disclosures, Klamath Falls, OR](https://fairgrovefundinggroup.com/disclosures/): Fairgrove Funding Group is a loan broker, not a lender. Funding partners review requests and set any terms. Local figures come from named Census programs and years, and worked examples use invented figures. ## Optional - [Full text of every page](https://fairgrovefundinggroup.com/llms-full.txt): plain-text version of the site for AI assistants - [Sitemap](https://fairgrovefundinggroup.com/sitemap.xml)